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Hi there I see you wanting to pay off debt, save for a rainy day, book a holiday or just not have money as a constant worry! You may feel lost and have no idea where to start. I say just START. If you save £20 a month to begin with, next month it is £20 a month you did not have before you started saving. After a year this would be £240 in a savings account.
Too many people think ‘what’s the point in saving such a small amount’ for years and years and in that time if they had just STARTED they would have had something saved rather than a big pot of nothing. So don’t delay set up a savings account, once you have your account number and sort code set up a standing order either weekly or monthly from your main account with a small amount, to begin the process of being a saver. Think and say to yourself ‘I am a person who saves money’, everything links back to the thoughts and conversations we have with ourselves.
Actionable steps:
Start small, define your financial goals in the short term so what do you want to save this week, then this month and so on
Create an ideal and REALISTIC budget on what you would like to spend on a weekly or monthly basis (email rosetinted.am@gmail.com for resources to suit your individual needs).
Set up a new account separate from your wages/income so you can keep your savings safe and avoid the temptation
Seek support if you are struggling to control your spending or just feel like you can’t start, send an email or DM to rosetinted_financial. Do not struggle on your own!
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